Fee Schedule effective January 31, 2020  
Closed acct fee (within 90 days of opening) $5.00  
Checking Account Fees  
Check printing fee (shown as ACH/Harland-Clarke on your statement) Prices vary depending upon style  
Copy of check charge-two (2) copies free per month, Internet copies free $3.00  
Non return/NSF/Courtesy Pay Fee (POS, ACH and Share Draft) $33.00 per item  
Courtesy Pay Fee (withdrawal at ATM) $45.00 per instance  
Overdraft transfer charge $4.00 per transfer  
Stop Payment/Postdated item request fee $33.00  
Temporary checks $1.00 per sheet of 3  
Other Service Fees (applicable to all accounts)  
Account history printout (FREE on Internet) $3.00  
Account reconciliation/research (one hour minimum) $20.00 per hour  
Account verification fee $5.00 per request  
ATM/debit card lost card replacement fee $5.00  
Bad Address Fee (monthly charge for no address or bad address, waived if updated within 90 days) $5.00 per month  
Check cashing fee (waived with $100 on deposit, $1,000 in loans or 50% if check deposited. The fee will be assessed on all two-party payroll checks.) 1% of check amount  
Check collection-outgoing-domestic $15.00  
Check collection outgoing-international $25.00  
Check collection-incoming $5.00  
Coin counting fee FREE  
Copy/Fax fee $0.10 per page  
Coin/Currency Orders (rolled/boxed coin, strapped cash) $0.10 per roll/strap  
Inactive account fee after 12 months of inactivity (doesn't apply to IRA's) $5.00 per month  
Legal process fee $50.00  
Money Order fee $1.50 per money order  
Paper Statement Fee (waived for ages 65+) $5.00 per statment  
Return check fee (checks written on your account elsewhere) $30.00  
Return check fee (mobile deposit) $30.00 per check  
Return check fee (other than above) $20.00  
Return MasterCard payment fee $30.00  
Statement copy fee $2.50 per statement  
Teller/Cashier check to member $2.00 per check  
Teller/Cashier check to non-member $5.00 per check  
Telephone Inquiries for information that is available via audio or No-Line Banking $2.00  
Telephone transfers that could be completed via audio or No-Line Banking $2.00 each transfer  
Unreturned drive thru canister $75.00  
OneClick web bill pay service $4.35 per month  
Wire Transfer Fees (bank and Western Union)  
Wire transfer fee-domestic $15.00  
Wire fee-incoming $5.00  
Wire trace/amendment fee $20.00  
Electronic Funds Transfer Fees
ATM withdrawal fee (non-proprietary, non Alliance) $1.00  
ATM withdrawal fee (proprietary, Alliance ATM) none  
ATM inquiry fee (non-proprietary, non Alliance) $1.00  
NSF ATM charge $33.00 per item  
NSF ACH charge $33.00 per item  
Credit Union Membership  
Membership share $5.00