Government Shutdown/Furlough Information

Emergency Furlough Loans

Austin FCU is offering 0%, no credit check loans to our members who are Federal civilian employees (active or retired) or Federal Contractors and who will not be receiving a paycheck or retirement check as a result of the Federal government shutdown.

To apply, please email your most recent pay stub to loans@austinfcu.com. Loans are available for up to 75% of the net direct deposit to Austin FCU received for one pay period, and can be utilized for up to 3 pay periods while the shutdown persists. Repayment options vary depending on the duration of the shutdown.

Loan Payment Deferments

If you have an existing loan with Austin FCU and will not be receiving a paycheck or retirement check as the result of the shutdown, please contact us at loans@austinfcu.com to have your loan payment deferred. Payment deferrals are processed on a month to month basis for the duration of the furlough period. The maximum loan payment deferral is 3 months for any loan. Unfortunately, immediate deferrals are not available for real estate loans, but other options may be available, please contact us for more information.