Austin's Neighborhood Credit Union
Growing with you!

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Did you know?
  • Your Austin FCU Debit and ATM Cards have daily transaction and dollar limits to help protect you from fraud.
  • Account Alerts in No-Line Banking can help keep you aware of transactions that clear your account.
  • After 24 months of inactivity, your account may be considered dormant and be subject to a $5/month fee.
  • We have special wiring instructions to wire funds to your Austin FCU account, visit the FAQs to find them.
  • Even if you forward your mail with the post office, you still need to change your address with AFCU to avoid returned statement fees.
Click here for more info!
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New and Used Vehicles, Watercraft and RV’s

Whether you are in the market for a new or used vehicle, Austin Federal Credit Union has financing to meet your needs. We’ll finance autos, motorcycles, boats and personal watercraft, travel trailers and RV’s. We offer up to 120% financing for qualified borrowers. Check out our rates here. Wonder what payments will be for that special vehicle? Here's a Loan Payment Calculator

GAP coverage for your car
Protect your investment with GAP coverage. The dramatic plummet of your car’s value as soon as you drive it off the lot can put a surprising strain on your wallet if your car is totaled.

The value of your vehicle can be substantially less that what your still owe on your loan. ‘GAP’ coverage takes care of this financial gap. It is available for both new and used vehicles. The cost can be added to your loan.

Mechanical Breakdown Protection (MBI) for that car
Expensive repair bills can leave you stranded financially unless you have an extended warranty. The credit union offers this valuable coverage at just a fraction of what you would pay at the dealership. The cost can be added to your loan.

Personal Loans

Find yourself in need of a little extra cash? Whether your goal is to consolidate high interest-rate debt, finance a major purchase, take a vacation, or pay for unexpected expenses, an Austin FCU personal loan can help you accomplish it!
We offer a range of terms, all with a fixed interest rate so you have a stable and predictible payment amount.

Click here for rates! If you'd like to estimate what your payment might be, click here!

Questions? Call our loan department at 512 444 6419 or 800 950 8143.

Home Equity Loans

Looking towards that dream kitchen or perhaps a trip to Europe? A Home Equity Loan with AFCU can help you get there! Texas law requires a 12 day waiting period so plan ahead!

Click here for rates! For an estimate of payments, click here!

Questions? Call our loan department at 512 444 6419 or 800 950 8143.

Credit Cards

Austin Federal Credit Union issues Regular and Gold MasterCards. There are no annual fees.
Visit our MasterCard Application to Apply now or call (800) 950-8143 or (512) 444-6419 for a copy of our card agreement.

Current rates:

  • Standard MasterCard rates, for purchases or cash advances, are 10.90% APR (annual percentage rate)
  • Gold MasterCard rates, for purchases or cash advances, are 9.90% APR (annual percentage rate).

Questions? Call our loan department at (512) 444-6419 or (800) 950-8143.

Federally insured by NCUA. Austin Federal Credit Union
1900 Woodward Street | Austin, TX 78741

Toll Free: (800) 950-8143 | Local: (512) 444-6419 | Fax: (512) 444-6474
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