Austin's Neighborhood Credit Union
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Did you know?
  • Your Austin FCU Debit and ATM Cards have daily transaction and dollar limits to help protect you from fraud.
  • Account Alerts in No-Line Banking can help keep you aware of transactions that clear your account.
  • After 24 months of inactivity, your account may be considered dormant and be subject to a $5/month fee.
  • We have special wiring instructions to wire funds to your Austin FCU account, visit the FAQs to find them.
  • Even if you forward your mail with the post office, you still need to change your address with AFCU to avoid returned statement fees.
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Last updated: November 25, 2016
Austin FCU After Hours Help Line
We know the holidays are a stressful time, and today kicks off the biggest shopping season of the year. In order to help make this time easier for our members, Austin FCU has established an After-Hours message service where an Austin FCU Member Service Rep will be available outside of normal business hours to assist with your debit card or account.

To reach this service, please just dial our main # outside of regular business hours and choose option 0. This will transfer to you the voicemail box of a designated MSR, who will return your call within 1 hour.

The hours of this service are as follows:
Monday thru Friday 5pm to 9pm
Saturday 2pm to 9pm
Sunday 12pm to 8pm

If you happen to call outside of those hours you will be transferred to a general voicemail box at Austin FCU and an MSR will return your call on the next business day.
Holiday Loan Season is here!
Beginning November 1st and running through December 31, 2015 Austin FCU is offering our annual Holiday loan special! Get holiday cash at the low flat rate of 5.49% APR* and get 12 months to repay! Click the banner below to apply now!

*APR is Annual Percentage Rate. AFCU credit and lending policies apply. Amount of loan is determined by credit qualifications. Membership required. Offer valid 11/1/16 thru 12/31/16.
Winter Skip-a-Pay
Nothing can beat the warm fuzzy feeling of knowing your loan payments are taken care of this holiday season. As long as your loan(s) are in good standing with six months of payments (even if you skipped a payment in the summer), you can request to skip a regular monthly loan payment for a fee of $25. Click here for the application!

Pronto Loans from Austin FCU
Have you ever experienced a time when the money runs out before the month does? When you find yourself in need of funds fast you may be tempted to turn to a payday lender, but doing so can cost you BIG. The average borrower who uses payday lending to meet their short term cash needs can end up spending upwards of $500 in fees and pay Annual Percentage Rates as high as 400%*.

That's why Austin FCU is now offering "Pronto Loans," a low-cost alternative to predatory payday lenders. If you've been a member for at least 30 days, and have an income you could qualify for up to $1,000 with no credit check. Our Pronto Loans are a relatively low cost alternative to predatory payday lenders. With repayment terms of 2 to 6 months and a flat annual percentage rate of 25%, a Pronto Loan is a quick and easy way to get the cash you need, Pronto.

Click here to view the application and all of the conditions here to view a loan calculator to help you get a better idea of how much you qualify for.

Apply Online Now!


Want a Credit Card You'll LOVE with 0% Interest for the First 6 months?
We want to help make your holiday spending interest-free this year! New MasterCards now include 6 months no interest for retail purchases. After your 6 month intro period, you'll still enjoy low rates, no balance transfer fees and the simplicity of a card you love from a credit union you can trust.

Apply Online Today!

We Want to help you get a "Fresh Start"
At Austin FCU we want to see all of our members have the opportunity to own a vehicle, even if they've hit a few bumps in the road in the past.

With our Fresh Start Auto Loan program, members with weak or bad credit can get the car they want without the crazy rates a dealership might charge them.

If you think a Fresh Start Loan might be right for you, contact our loan department for more information or Apply Online Now!


AFCU will be observe the following holidays:
  • Friday Nov 11 - Veteran's Day - CLOSED
  • Thursday November 24th - Thanksgiving Day - CLOSED
  • Friday November 25th - Black Friday - Drive Thru ONLY open 9am to 2pm
  • Saturday December 24th - Christmas Eve - CLOSED
  • Sunday December 25th - Christmas Day - CLOSED
  • Monday December 26th - Christmas Day Observed - CLOSED
  • Saturday December 31st - New Year's Eve - CLOSED
  • Sunday January 1st - New Year's Day - CLOSED
  • Monday January 2nd - New Year's Day Observed - CLOSED

    AFCU's entire holiday schedule can be found here.

  • Visit our Giveaways Page to find out how to win FREE Skip-A-Pays on Auto Loans!

    Did you know that you Austin FCU's Conference Room is available for your community events, meetings and parties? Click here for more info

    Federally insured by NCUA. Austin Federal Credit Union
    1900 Woodward Street | Austin, TX 78741

    Toll Free: (800) 950-8143 | Local: (512) 444-6419 | Fax: (512) 444-6474
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    Equal Housing Lender