Austin's Neighborhood Credit Union
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Get a Holiday Loan today and make no payments 'til the New Year! Contact us for details!
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Last updated: December 16, 2014

Verification of Accounts
The Austin FCU Supervisory Committee is verifying member records. Please review your December, 2014 statement very carefully. If these balances do not agree with your records, please report any differences to AustinFCU Supervisory Committee/ PO Box 41989/Austin, TX 78704-1989. We will consider the balances correct unless we hear from you by January 31, 2015. Thank you for your assistance!

The Holidays are RUFF.
Enjoy spending a little extra cash this holiday season! Starting November 7th, as long as your loan(s) are in good standing, you can request to skip your monthly loan payment and not be considered delinquent! Austin FCU’s Skip-A-Pay program* allows you to skip a payment on your loans once in a calendar year. A $25 fee will apply for each loan you skip payment on.

We must receive your request no later than 3 days before your loan due date to ensure enough time to process your request.

Click here to print out the Application and submit your request today!

*Application is subject to approval and does not apply to Unimproved Property loans, Home Equity loans, Real Estate loans, Line of Credit, and MasterCard Credit Cards. Loans must have a minimum six-month payment history to qualify for the Skip-A-Pay program. See Application for full disclosures.

Holiday Loans are BACK!
The holidays are back and so are Austin FCU’s Holiday Loans. We’ve extended our popular Holiday Loan program from October 1, 2014 all the way to January 31, 2015! With one flat rate of 5.49% APR*, 12 months to repay and no maximum loan amount, holiday shopping has never been easier!

Come in and speak to a loan officer or apply online and be one of the first to check off your list for the holidays!

Mobile Banking is LIVE!
The moment so many of us have been waiting for has arrived – Austin FCU’s Mobile Banking platform has arrived! No-line, anytime, anywhere!

Now, when you visit on your smartphone (iPhone or Android) and click “Go” you will be directed to our mobile banking site. Directions to save the bookmark on your homepage, as well as a tutorial on how to use mobile banking can be found below, as well as in our “Helpful Links” page.

Austin FCU is very excited to launch this new platform and we hope you like it just as much as we do!

Tutorial Links:

These tutorials open as PDFs, to save them to your computer right click and choose "Save As.."

New Kids Accounts!
Beginning June 1, 2014 Austin FCU is offering two tiers of accounts for our soon-to-be members under the age of 18. Both accounts do require a parent or guardian to be a signer on the account, but they offer benefits beyond our standard shares account to encourage our young members to save! The two account tiers are:
Treasure Chest Kids Account
Young Investor's Club Account

  • Available to ages 12 and under
  • Savings only
  • Parent or guardian must be on a signer on the account
  • No monthly service fee
  • $5 to open
  • No minimum balance to earn dividends
  • Unlimited transactions
  • Parent’s or child’s acceptable ID required for transactions (parent must be present for withdrawals)
  • Prize from treasure chest with every deposit (one prize per day)
  • Available to ages 12 to 18
  • Parent or guardian must be on a signer on the account
  • No monthly service fee
  • $5 to open
  • No minimum balance to earn dividends
  • Unlimited transactions
  • Parent’s or child’s acceptable ID required for transactions
  • Student can withdraw w/o parent with acceptable ID
  • Prize from the briefcase or treasure chest when the balance passes a $25 tier (one prize per day).
If you have any questions, feel free to contact us at 512.444.6419 or email us at

Austin FCU is on Facebook!
We've joined the dark side! Visit to see our shiny new page! Keep an eye on it for updates of what's going on at the credit union.


AFCU will be observe the following holidays:
  • Thursday November 27th - Thanksgiving Day - CLOSED
  • Friday November 28th - Black Friday - DT and Lobby open 9 to 1pm
  • Wednesday December 24th - Christmas Eve - DT and Lobby close at 1pm
  • Thursday December 25th - Christmas Day - CLOSED
  • Wednesday December 31st - New Year's Eve - DT and Lobby close at 1pm
  • Thursday January 1st, 2015 - New Year's Day - CLOSED

    Upcoming Events:
  • November - Toy Drive benefitting Brown Santa

    AFCU's entire holiday schedule can be found here.


  • Federally insured by NCUA. Austin Federal Credit Union
    1900 Woodward Street | Austin, TX 78741

    Toll Free: (800) 950-8143 | Local: (512) 444-6419 | Fax: (512) 444-6474
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    Equal Housing Lender