Some costs just can’t wait. Borrow up to $1,000 with no credit check to pay your bills — right away.

  • Fast financing for urgent expenses
  • Fixed 25% APR (annual percentage rate)
  • Affordable alternative to predatory payday loans
  • Borrow up to $1,000 with no credit check
  • Repayment terms range from 2 to 6 months
  • $20 application fee, regardless of approval
  • Local decision-making and processing right here in South Austin
  • Helpful, customized service throughout the entire process

Use this chart to help determine the maximum amount you qualify for:

Length of Active* Membership Maximum Amount/Terms Payment Amt
(at max amt & term)
Minimum Monthly Employment Income Required 
30 to 59 days $200 / 4 months $79 $527
60 to 80 days $350 / 4 months $93 $620
90 to 119 days $500 / 6 months $90 $600
120 to 179 days $750 / 6 months $135 $900
180 days +  $1,000 / 6 months $180 $1,200

*Loan officers will review member account(s) to determine active membership. Accounts in an inactive status (no activity for 12 months or more) will be treated as new accounts and will need to show activity for at least 30 days before becoming eligible for an STS loan.

Learn More

For more information, please view the Pronto Loan Terms & Conditions.