Austin's Neighborhood Credit Union
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Austin FCU's Annual Meeting will be held Thursday April 17th in our lobby, click here for more info!
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Loans

New and Used Vehicles, Watercraft and RV’s
Whether you are in the market for a new or used vehicle, Austin Federal Credit Union has financing to meet your needs. We’ll finance autos, motorcycles, boats and personal watercraft, travel trailers and RV’s. We offer up to 120% financing for qualified borrowers. Check out our rates here. Wonder what payments will be for that special vehicle? Here's a Loan Payment Calculator

GAP coverage for your car
Protect your investment with GAP coverage. The dramatic plummet of your car’s value as soon as you drive it off the lot can put a surprising strain on your wallet if your car is totaled. The value of your vehicle can be substantially less that what your still owe on your loan. ‘GAP’ coverage takes care of this financial gap. It is available for both new and used vehicles. The cost can be added to your loan.

Mechanical Breakdown Protection (MBI) for that car
Expensive repair bills can leave you stranded financially unless you have an extended warranty. The credit union offers this valuable coverage at just a fraction of what you would pay at the dealership. The cost can be added to your loan.

Home Equity Loans

Looking towards that dream kitchen or perhaps a trip to Europe? A Home Equity Loan with AFCU can help you get there! Texas law requires a 12 day waiting period so plan ahead!

Click here for rates! For an estimate of payments, click here!

Questions? Call our loan department at 512 444 6419 or 800 950 8143.

Other Mortgage Loans

AFCU can help with purchasing that new home or refinancing your current home. If a home improvement project is on your ‘to do’ list, give us a call!

Click here for home improvement rates! Call for other rates. For an estimate of payments, click here!

Questions?? Call our loan department at 512 444 6419 or 800 950 8143. NMLS #779853

Credit Cards

Austin Federal Credit Union issues Regular and Gold MasterCards. There are no annual fees.
Please call (800) 950-8143 or (512) 444-6419 for a copy of our card agreement.

Current rates:

  • Standard MasterCard rates, for purchases or cash advances, are 10.90% APR (annual percentage rate)
  • Gold MasterCard rates, for purchases or cash advances, are 9.90% APR (annual percentage rate).

Questions? Call our loan department at (512) 444-6419 or (800) 950-8143.


Federally insured by NCUA. Austin Federal Credit Union
1900 Woodward Street | Austin, TX 78741

Toll Free: (800) 950-8143 | Local: (512) 444-6419 | Fax: (512) 444-6474
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Equal Housing Lender