Austin's Neighborhood Credit Union
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Checking and Savings Accounts

We offer a variety of account types to suit our members' needs. If you have questions about what account is right for you, let us know and we'll be happy to help you!

Savings Accounts | Checking Accounts | Special Savings Accounts | Youth Accounts

Savings Accounts

Share accounts

  • No monthly service fee
  • $5 minimum deposit
  • Dividends paid monthly on balances of $100 or more
  • Unlimited transactions
  • May be pledged on a loan at AFCU
  • Can serve as overdraft protection for checking accounts
  • ATM accessible
  • Visit our Rates page to see current dividend rates.

Certificates

  • $1000 minimum deposit
  • Competitive rates and yields
  • Dividends compounded and credited monthly
  • Terms from 3 months to 4 years
  • Early withdrawal penalties
  • May be pledged on a loan at AFCU
  • Visit our Rates page to see current dividend rates.

IRA Savings Accounts

  • $100 minimum deposit
  • Traditional, Roth and SEP IRAs available
  • Dividends compounded and credited monthly
  • Visit our Rates page to see current dividend rates.

Checking Accounts

Checking (Share Draft) accounts

  • No monthly service fee
  • $100 minimum deposit
  • No minimum balance requirements
  • ATM/Debit card accessible

Money Market Accounts

  • $2500 minimum deposit
  • Dividends paid monthly on balances of $2500 or more
  • Limited number of transactions per month
  • Can serve as overdraft protection for checking accounts
  • Visit our Rates page to see current dividend rates.

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Special Savings Accounts

TUTMA Accounts

  • Single party account for the named minor
  • All deposits are irrevocable gifts to the minor
  • Custodian administers the account for the benefit of the minor
  • Visit our Rates page to see current dividend rates.

Christmas Club Accounts

  • May be used for any purpose
  • No minimum deposit
  • Dividends paid monthly for balances of $100 or more
  • Funds available any time
  • Limited number of transactions per month
  • Visit our Rates page to see current dividend rates.

Youth Accounts

Treasure Chest Kids Account

  • Available to ages 12 and under
  • Savings only
  • Parent or guardian must be on a signer on the account
  • No monthly service fee
  • $5 to open
  • No minimum balance to earn dividends
  • Unlimited transactions
  • Parent’s or child’s acceptable ID required for transactions (parent must be present for withdrawals)
  • Prize from treasure chest with every deposit (one prize per day)
  • Visit our Rates page to see current dividend rates.

Young Investors Club Account

  • Available to ages 12 to 18
  • Parent or guardian must be on a signer on the account
  • No monthly service fee
  • $5 to open
  • No minimum balance to earn dividends
  • Unlimited transactions
  • Parent’s or child’s acceptable ID required for transactions
  • Student can withdraw w/o parent with acceptable ID
  • Prize from the briefcase or treasure chest when the balance passes a $25 tier (one prize per day).
  • Visit our Rates page to see current dividend rates.

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Federally insured by NCUA. Austin Federal Credit Union
1900 Woodward Street | Austin, TX 78741

Toll Free: (800) 950-8143 | Local: (512) 444-6419 | Fax: (512) 444-6474
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